We help create sound financial strategies for the days ahead.

(858) 564-8036 | info@epsteinwhite.com

Discover many of the opportunities available to help you plan for your financial future.

Epstein & White Financial Services
Income Planning

According to a recent study, for a married couple age 65 there is now a 50 percent chance that at least one spouse will live to age 94.1 This means that you may need to plan for your retirement savings to potentially last 25 to 30 years, or more! While it seems hard enough to understand how much money you will need each month after taxes the first day you retire, it gets a whole lot more complicated. After adjusting up for inflation each year, navigating a volatile stock market, a changing health system, integrating Social Security or pensions with the rest of your investible assets....Do you have a custom road map to make sure you won’t run out of money before you run out of time? Sixty-one percent of Americans surveyed said they were more afraid of outliving their assets than they were of dying.2

Well, at Epstein & White we’re here to remove that fear, take away that black cloud of uncertainty, and put all of the pieces of the puzzle together for you. Call us today to find out how to get a no cost, no obligation custom income plan built for you.

1 RD Marketing Group. 2013. “AG Secure Lifetime GUL with Lifestyle Income Solution.” http://www.rdmarketinggroup.com/Files/AG%20Secure%20Lifetime
. Prepared by Ernst & Young Insurance and Actuarial Advisory Services practice (analysis uses the Annuity 2000 mortality table with Scale G2 mortality improvements).

2 Insured Retirement Institute. December 2012. “State of the Insured Retirement Industry: 2012 Recap and a 2013 Outlook.” https://avectra.myirionline.org/eweb/uploads/December%20Report.pdf.

How big is your retirement shortfall?

How big is your Retirement Shortfall?

Will you outlive your money or will your money outlive you?