New Year, New Law Pt. 3: 4 Ways the SECURE Act Makes Saving for Retirement Easier
The Setting Every Community Up for Retirement Enhancement (SECURE) Act is a response to a changing retirement landscape: Americans are living and working longer, working part-time in retirement, and are less likely to have the option to rely solely on pensions. When personal savings must stretch further, it’s important for retirees to have a plan…
Read More4 Predictions About 2020 that Didn’t Come True
Not only are we entering a new year, but a new decade! You might have a lot to look forward to in the coming decade: Maybe your children will graduate from college, maybe you’ll become a grandparent, and maybe you’ll retire. We’ll also probably see some significant technological advancements and interesting global developments, but no…
Read MoreNew Year, New Law Pt. 2: Time to Review Your Estate Plan
The Setting Every Community Up for Retirement Enhancement (SECURE) Act is the biggest piece of retirement legislation to be passed in years. It will undoubtedly have a major effect on how many Americans approach retirement planning, and particularly estate planning. We’re covering these changes throughout the month and focusing on the elimination of ‘stretch’ IRAs…
Read More3 Things to Remember When Making a New Year’s Resolution
Everyone makes them, and few keep them. New Year’s resolutions can be a great way to trade in bad habits for good ones but can also feel more like a burden than a blessing. Some people take on too grand a goal to realistically keep up with through the year. Others may struggle to think…
Read MoreNew Year, New Law: What’s in the Secure Act?
Donald Trump ended 2019 by signing a 2020 spending bill that includes the Setting Every Community Up for Retirement Enhancement (SECURE) Act. It’s the biggest piece of retirement legislation to be passed in years and it will undoubtedly have a major effect on how many Americans approach retirement and estate planning. This month we’ll cover…
Read MoreWill You Retire in 2020?
Once all the presents are all unwrapped and the tree is taken down, it’s important to think about the upcoming year and your future. Will 2020 be your retirement year? For some, retirement comes at a milestone. Maybe it’s 35 years on the job or their 65th birthday, or maybe their goal is to retire…
Read More3 Tips for Financial Health for the New Year
A recent Northwestern Mutual survey found that 41% of Americans are stressed about retirement planning, and 46% worry about outliving their savings.[1] And with 62% of Americans stressed about money in general[2], it’s surprising that only 28% of Americans will actually make New Year’s resolutions that are financial in nature, according to a MassMutual survey[3].…
Read More3 Tips for Traveling During the Holidays
“I’m traveling for the holidays.” Just those words can make blood pressures rise. Gridlock traffic, delayed flights, and crowded train stations come to mind. Add in high travel costs and making a trip during the holidays seems like a downright bad idea. But there’s a reason why so many people do it: Seeing family and…
Read MoreReminder: 4 Important Things To Do by December 31st
You might have a Christmas to-do list to help you stay on track this holiday season. And while it may be an overwhelming list already, there are a few important financial deadlines you should add to it. It’s the season of giving, so don’t forget to give yourself the gift of tax planning. What you…
Read MoreAlternative Gift ideas
You could say that the law of diminishing returns applies to Christmas gifts as we age: As time goes on, we can use less and less material gifts. At a certain point we accumulate so many possessions that when we say “I don’t need anything for Christmas” we really mean it. So, rather than continue…
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