Social Security Planning

More than likely, Social Security will represent a significant portion of your monthly retirement income. There are hundreds of combinations on ways a single person or a married couple can elect their Social Security benefits, and choosing the wrong option can cost tens of thousands of dollars throughout your retirement.

At Epstein & White, Now Proudly Part of Mercer Advisors, as a part of our comprehensive retirement plan, we can help develop your customized Social Security claiming strategy that will pay the most over a lifetime. We have an in-depth knowledge of the Social Security system, and combine it with state-of-the-art software to run custom analysis for our clients on the optimal way to claim your Social Security benefits. We start by first taking a look at strategies that will optimize the lifetime dollars you and your spouse receive, weigh the pros and cons of your various options, and then we integrate these strategies with the rest of your income plan to help you decide what is best for your specific situation. The right strategy for you is completely dependent on your individual situation, and that is why we recommend you consult with our financial experts.