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Epstein & White Useful Guides

At Epstein & White, we focus on a customized investment and retirement strategy to help get you retired, and stay retired. Through hard work, discipline, and a commitment to always putting our clients’ interests first, we focus on creating and executing a sound financial plan that is based on our clients’ unique needs and goals. Below, we are offering free downloads of some of our top financial insights to help you assess your current investment and retirement strategies. We hope you find these retirement and financial insight guides helpful, and if you would like to take it a step further for a complimentary review of your current strategies, please request via the form to the left.

5 helpful tax planning tips5 Helpful Tax Planning Tips
2021 Edition

After a tumultuous 2020, the 2021 tax season could be complicated and confusing: The CARES Act could affect your tax situation this year, as could any changes to your personal finances in the last year. There are many factors that can impact whether your taxes will increase. In addition to changes to your tax bracket and deductions, (such as the number of dependents), there are other aspects of your overall tax strategy to address.

5 Steps Guide5 Steps to Successful Retirement Planning

It’s a New Year, and that’s something to celebrate! This year is the year for a renewed focus on planning and preparation in the five key areas of retirement planning. These are the building blocks of any solid retirement plan, and this guide will detail each one. Whether 2021 is the year when you retire or not, it’s the year to create a truly comprehensive retirement plan that addresses each of these areas.

Social Security Guide Social Security: 2021 EDITION
Maximizing Social Security in Today's World

Retirees will see the largest increase in their Social Security benefits in seven years come January. But the higher cost-of-living adjustment is not the only way the system will change. On average, SS makes up 38% of an individual’s retirement. That’s why it’s important to know the rules of SS and how to use them to your advantage.

Pension GuidePensions, Buyouts & Retirement Income
Then vs Now/Pension vs 401(k)

There are so many decisions for you to make about your retirement income as a retiree, and the choices you make will impact your finances for the rest of your life. In this guide, we’ll cover what you should know when making these decisions in this guide. Click to below to begin reading today!

The Ultimate 401(k) GuideThe End of Year Guide
Your End of Year Checklist

Here comes the holidays and everything that goes with them - traveling, cooking, buying gifts, and of coarse, spending time with the people we love. Your holidays might look a bit different this year and so might your financial situation. Even though it's a busy time of year when finances can end up taking a back seat to decorating and wrapping presents, it's important to take the time to make and end of year financial checklist.

The Ultimate 401(k) GuideThe Ultimate (401k) Guide
How To Take Control Of Your 401(k)

Planning for retirement is never a “set it and forget it” activity: There are unexpected disasters, market drops, and changing laws that invariably cause retirees to reevaluate their plans of action. There’s no way to predict everything that will cause market downturns, but you can prepare yourself by having a solid financial plan in place.

COVID-19 401(k) UnemploymentWomen's Retirement Planning Guide
Understand Your Unique Retirement Planning Needs

They say “men are from Mars and women are from Venus” and their differences carry over into financial planning. In a world where women oftentimes share, or own, the responsibilities of household finances, and often are the major “bread-winner”, it makes sense that you are adequately addressed. There are a disproportionate number of men in the financial space today, so let’s take a moment to address some financial needs unique to women.

Market VolatilityMarket Volatility in the New Age
Don't Let the Health Crisis Become A Wealth Crisis for You in Retirement

Planning for retirement is never a “set it and forget it” activity: There are unexpected disasters, market drops, and changing laws that invariably cause retirees to reevaluate their plans of action. There’s no way to predict everything that will cause market downturns, but you can prepare yourself by having a solid financial plan in place.

The SECURE ActThe SECURE Act
How The SECURE Act May Affect Your Retirement

In late December 2019, President Trump signed into law the SECURE Act, the most sweeping retirement account legislation passed in close to 20 years. The most significant changes that affect retirees include raising the age for Required Minimum Distributions (RMDs) for retirement accounts, and changing how retirement accounts are inherited by your heirs. The SECURE Act also intends to make retirement plans more accessible for younger workers.

Legacy PlanningLEGACY PLANNING AND WEALTH TRANSFER
Understand The Basics

“Communication is Key” is an old phrase, but when it comes to your wealth transfer and legacy planning process, it couldn’t be more accurate. Starting the Legacy Planning conversation and preparing for it now can help ease the burden when you actually do need it, for yourself and for your family.

Social Security 2019 edition UNDERSTANDING LONG-TERM CARE
A Short Introduction to Long-Term Care

No matter how healthy you are right now, or “plan” to be later on in life, it’s essential for you to help protect your retirement savings from potential Long-Term Care (LTC) and other health-related expenses. Starting the LTC Planning conversation and preparing for it now can help ease the burden when you actually do need it, for yourself and for your family.

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Epstein & White

Epstein & White Retirement Income Solutions, LLC is a retirement income planning firm serving clients throughout San Diego, Del Mar, and other Southern California communities. As independent financial advisors in San Diego, we have developed our business by reaching out, nurturing and maintaining close, trusting relationships with each of our clients.

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