- Mercer Advisors, Formerly Epstein & White

5 Retirement Mistakes to Avoid Around the Holidays

The holiday season is a time of joy, celebration, and giving. However, amidst the excitement, it's essential to make sound financial decisions to help prevent regret in the New Year. Here are some common financial mistakes that people often make during the holiday season and why you should avoid them. Excessive Spending The season is characterized by gift-giving, decorating, and feasting, which can easily lead to overspending. The allure of discounts and special offers can also [...]

Ben Kulis2023-12-21T16:01:56+00:00December 21, 2023|Financial Planning, Retirement|

New Activities to Pick Up in Your Retirement

When you finally leave the workforce, there are so many exciting aspects of your life to look forward to. During the shift from the workforce into retirement, you may find yourself with more time on your hands than you had anticipated. If you do find yourself with some extra time to kill, here are a few activities that you may consider picking up during your golden years. Try Out a New Sport Staying active is one [...]

Rebecca Mack2021-12-27T00:42:31+00:00December 24, 2021|Lifestyle, Retirement|

3 Uncertainties You Could Face in Retirement

The only certainty in life is that there will be uncertainties. However, that doesn’t mean you can’t create a plan to address them. Retirement shouldn’t be a time of anxiety or worry; it should be a time when you feel financially secure and can enjoy the money you’ve worked hard to earn for decades. The first step is to understand the uncertainties you could face in retirement. We Could Continue to See High Inflation Interest rates [...]

Ben Kulis2021-12-10T21:59:04+00:00December 6, 2021|Retirement, Retirement Planning|

3 Priceless Pieces of Retirement Wisdom

You've worked the majority of your life and deserve to have many blissful years ahead. With a proper plan and execution strategy in place, you should be on track to accomplish your retirement goals and dreams. But while working on your finances, take time to consider these three priceless pieces of retirement wisdom. The first bit of wisdom is to try not to "check out" of society in retirement. Retirement is a time to relax, but [...]

Rebecca Mack2021-09-11T01:11:35+00:00September 10, 2021|Retirement|

Looking Forward to Summer and Retirement

If you’re planning on taking a vacation, it’s probably something that you’ve looked forward to for a while now. Maybe you haven’t traveled much since before the pandemic and want to this summer, or maybe you’ve recently retired and just want to relax and enjoy your free time. However you choose to spend your time in retirement, the great thing is that that it’s your 30 or more year vacation. Here are some things to think [...]

lonebeacon2021-06-04T04:55:48+00:00June 4, 2021|Lifestyle, Retirement|

How Will You Create a New Life In Retirement?

Even though most people look forward to retirement, some forget that losing the structured routines, sense of purpose, and social interactions from having a job can lead to a difficult transition. During the past year, many have realized that never going into the office has drawbacks, even if being home a bit more is nice. Adaptation is key, and a recent Harvard Business study[1] outlines how retirees can adapt to this new stage in life. The [...]

lonebeacon2021-04-30T19:55:52+00:00April 30, 2021|Lifestyle, Retirement|

Is a Big Retirement Move Right for You?

Some people dream about retiring and jetting off to a tropical location to start a new life. In reality, the majority of people, when asked if they want to stay in their house once they retire, say yes. According to an AARP Report, 87% of people aged 65 or older think the best plan of action is to stay in their current town[1] where they can keep their home and community nearby. As creatures of comfort [...]

lonebeacon2021-04-02T15:34:27+00:00April 2, 2021|Lifestyle, Retirement|

Are You Planning to Work Longer or in Retirement? Know These Four Rules

Retirement isn’t what it used to be. It's typically longer and more active, doesn’t start at the same age for everyone, and could involve paid work. Not everyone's retirement will look the same, and it doesn't have to. Maybe you’ll transition to part-time before fully retiring, or maybe you're looking forward to a second career doing something you love. 86% of Americans in their 50s say they'll work part-time in retirement, and 66% of those in [...]

lonebeacon2021-03-07T20:43:37+00:00March 7, 2021|Financial Planning, Lifestyle, Retirement|

The Benefits of Gardening

Fall is harvest time. Pumpkins, squash, and apples fill grocery stores, and if you have a garden, your own produce might be ready to pick. Of course, not everyone has a garden – gardening can be too time-consuming for people who work full-time or travel frequently. But, one of the great things about retirement is having more free time to relax, adopt a hobby, or develop your social life. All of the above can be benefits of [...]

Rebecca Mack2020-11-27T17:33:19+00:00November 27, 2020|Lifestyle, Retirement|

Three Things to Scrap In Retirement

Successful people are ambitious and disciplined. They set big goals and focus on achieving them over the course of a long career or a lifetime. Many people also have high-flying goals for their personal life– run a marathon, hike Mt. Everest, etc. There are people who assume they’ll cross many of them off their bucket list once they enter retirement and have more free time. But while you're considering adding things you want to do in [...]

Rebecca Mack2020-11-03T17:18:07+00:00October 31, 2020|Lifestyle, Retirement|