Legacy Planning

Proper estate planning and legacy planning in San Diego is a crucial component to efficiently protecting and passing along your assets to your heirs. Whether it be to loved family members or to a charitable organization close to your heart, we want to help make sure the goals you have for the assets you have worked so hard to build get carried out as you intend.

Estate plans require a high level of attention to detail in order to efficiently minimize related taxes for your family, heirs, or charitable organization while avoiding probate. Even a small mistake can prove to be very expensive and potentially invalidate your legal documents. At Mercer Advisors, Formerly Epstein & White, we have the expertise in helping our clients create leverage to maximize the estate they leave behind. We also have extensive experience working with trusted CPAs and attorneys to help ensure these assets are passed as tax efficiently as possible while avoiding probate.

Epstein & White is a tradename. All services provided by Epstein & White investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Epstein & White.

Tax preparation and tax filing are a separate fee from our investment management and planning services. Tax preparation services does not include and should not be construed as providing tax advice.

Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice is provided through select third parties unrelated to Mercer Advisors.

Trustee services are offered through select third parties with which a client would engage directly.

Mercer Global Advisors has a related insurance agency. Mercer Advisors Insurance Services, LLC (MAIS) is a wholly owned subsidiary of Mercer Advisors Inc. Employees of Mercer Global Advisors serve as officers of MAIS. MAIS provides individual life, disability, long term care coverage, and property and casualty coverage through various insurance companies. For Mercer Global Advisors clients who wish to purchase insurance products, MAIS has entered into a non-exclusive referral agreement with Strategic Partner(s), where the Strategic Partner will provide necessary services relative to the marketing, placement, and servicing of the insurance products, including without limitation preparing and presenting illustrations, supporting the underwriting process, assisting with the completion and execution of applications, delivering policies, and servicing in-force business. MAIS and the Strategic Partner will be listed as “co-agents” on the policies. While Mercer Global Advisors does not receive a referral fee, MAIS and the Strategic Partner each receives a percentage of the commission revenue. More information about MAIS and our Strategic Partners may be found in our Form ADV 2A.