When it comes to your financial future, knowledge is the critical first step.
Epstein & White in the Media
Why Today’s Retirees Need to Pursue Tax-Minimization Strategies
May 4, 2021
IRAs are the name of the game for today’s retirees. While they come with helpful tax breaks for savers, pulling money out in retirement comes with major tax consequences — which could get much more serious if taxes rise in the future. But there are things you can do about that.
A Firm With A Focus: Retire Right
November 20, 2020
We’re very clear about our position in the world. We have this niche of retirement income planning. We’re not aggressive, we’re not going to greatly outperform the market. Rather, our job is to never strike out.
3 Very Different Problems for Today’s Retirees
August 23, 2020
Times have changed. We don’t use fax machines or 8-track tapes anymore, we don’t have to worry about having enough change for a payphone, and we don’t have to wait for film to develop. Life has become easier in many ways, but we also have new things to worry about — including online scams and, of course, a global pandemic.
Thinking of Paying for Long-Term Care from Your IRA? Think Again.
March 19, 2019
Chances are a big portion of your retirement savings are in pretax accounts like a 401(k) or IRA. If you need to tap those accounts for costly care, you must realize that every dollar is taxable. And you might be shocked at the tax rates that come with withdrawals large enough to foot the bill.
5 Important Questions to Ask Before You Take Your Pension
September 25th, 2018
Should you take your pension as a lump sum? That's the first thing people tend to ask, but it shouldn't be the last. Here are five important points to consider before making any moves…
How to Keep Your Taxes Down in Retirement
February 28th, 2018
Unlike working people, retirees have a lot of options to determine how much they'll pay in taxes. Knowing which income buckets to pull from can mean a difference of thousands on your tax bill.
When to Take Social Security Sooner Rather Than Later
February 14th, 2017
The longer you wait to start receiving payments, the bigger your monthly check. But here are other factors you’ll want to consider.
6 Easy Steps to Figure Out How Much You Need to Retire
July 28th, 2016
Before you can reach your lump sum goal, estimate the income required to support the retirement you want.